Understanding Appliance Warranties: What’s Covered & What’s Not

When you purchase a new appliance, you’re often asked if you want to add an extended warranty to your new investment. Often, appliances come with a standard manufacturer’s warranty, but that doesn’t mean that it covers everything that could go wrong. 

Your systems and appliances are protected to some extent, but what exactly does an appliance warranty cover? 

Learn more about what you can expect from your home appliance warranty below: 

Home Warranty Vs. Homeowners Insurance

Before we can dive into what you can expect from an appliance warranty, it’s important to understand the key differences between a home warranty and a homeowners insurance policy. Home warranty coverage often covers repair costs for an appliance that breaks and protects it from wear and tear. 

On the other hand, insurance policies only kick in if there is major damage in the home, like a flood or a house fire. They don’t cover regular repair and parts replacement costs. 

This makes a home warranty company quite attractive for homeowners who want to protect their investment in their new appliances. Now, let’s turn our attention to what a home warranty actually covers: 

Diagnosing and Repairing an Appliance

If you have a home warranty, key systems and appliances are often covered. When something goes wrong, the company will often allocate some funds toward diagnosing the real problem your appliance is experiencing and a small sum toward repair or replacement. 

A home warranty may not cover the full cost of the replacement or repair when an appliance breaks. Often the company will have a cap on how much they’ll pay for major appliances or home systems. More expensive appliances may warrant a higher service fee than something small, like a microwave malfunction. Look into details of what household appliances will be covered and for how much. 

Depending on your level of coverage, you may have enough money after the failure or an appliance to purchase something new!


Warranties give you peace of mind that a broken appliance won’t break your budget. 

Get Help With Appliance Repair

Whether your appliances are covered by extended warranties or not, you need professional help when it comes to fixing them. Mike’s Quality Appliance Repair can meet all your needs for West St. Paul appliance repair. We can help you get to the bottom of replacement costs and coordinate with your home warranty provider. 

Contact us today to learn more about how we can help you make the most of home warranties for your appliance repair.